WE WERE HOPEFUL FOR ASSISTANCE BUT WE WERE DENIED

This time of year has a special meaning for all of us. Whether you are of the Christian, Jewish, Catholic or some other faith. This is the time of the year to rejoice, special traditions for family and friends and time to get together with others for religious or friendly gatherings. This is the time of year my wife loves most. The children and grandchildren always would come over and help with the decorations, the candy making and the baking of pies, cakes and cookies. Our young grand daughters (and daughters) enjoy this special time in the kitchen helping with all of the candy and cookies. I think they have a contest to see which one can eat the most as they are made. Later in the evening, we always decorate the tree. All of the children and grand children had their special ornaments that we added to each year. Some of the ornaments were for special events and accomplishments they had achieved in their life like graduation, marriage, the birth of children, special events they have competed in as children and other accomplishments throughout their life. Some of the ornaments pictured our children as they enlisted in the Marines and pictures as they were discharged from the service. Some of the ornaments opened and we would hide jewelry or money in them for Christmas Day. Some of the ornaments had music boxes and when you opened the top they would play carols. All of our children had an ornament with last years family picture and a new ornament for this year’s picture. In this way, we were able to keep track of the growth and shrinkage of our family. As with most families, you find that not all people are as compatible as they believed. We have never had an in-law that was not welcome in our home and they were invited to all family functions. Our children were raised with the concept that we can always agree with others, even if we agree to disagree. There is something good in everyone and this is the way my spouse and I were raised and we tried to pass this on to our children.


This much having been said, I hope to find good in Jamie Dimon, Tom Kelly, and Darryll Johnson. Darryll is the current person I am dealing with at Chase. Tom Kelly is the one that told me 5 years ago he would get this straightened out. Jamie Dimon is the head of Chase Bank in New York. These are some of the people we plan to have give testimony in court. Tom Kelly can testify that he was contacted about this when it happened and did nothing to correct the problem or stop the theft. He was contacted prior to the time that all of our belongings were removed and sold or destroyed. Mr. Johnson can testify that the paper work I have sent him in not in the form needed for a foreclosure to proceed in the manner this one proceeded. I am sure that if I went into their court and made the same claim for their mortgage, any of the three would be furious. Jamie Dimon can give the testimony on how many times this has happened in the past. If we file criminal charges, he would be the one we would file against as the head of the racketeering ring. I want to believe that they were sold because to say they destroyed all of my children’s Christmas ornaments, trees, stockings, and everything else I have shown in the pictures like the pool table, hot tub, furniture, china, china hutches, washers and dryers, desks, computers, jewelry and jewelry boxes, my father’s shotguns and fishing equipment, pictures of Mom and Dad and pictures of my mother-in-law, children, grandchildren, employee’s and their families, basically everything we had in this world, make me think that these people are not human and have no compassion or feelings for other people. Any person, that can walk into a home such as this one pictured, and think that it is abandoned and file a notice with the courts that they can’t locate the owners when the name and address and new phone number are listed in the kitchen on the blackboard for the kids to use has to be one of the lowest and self centered people in this world. Anyone that would steal the toys from children and family memories that can never be replaced no matter haw hard you try, or how much you spend. You can’t bring people back to life for another picture or another game of cards, or for the Christmas Holidays.

You can’t replace memorable items that have been stolen and discarded by a person with that much hate for their fellow man or woman and their family. A person that destroys or attempts to destroy all the bonds of a family as in this case

After you know the owners, have been contacted by the owners and made arrangements for the retrieval of the personal items with the owners, it makes no sense to destroy all of the items shown in the pictures to cover up the theft of the items in the house that you can see missing in the pictures. Bank One Chase, supplied the pictures used in this site and all of the pictures were taken after my phone call and contact with their legal representative. This must be done to cover up the conversion, racketeering, and theft you have committed prior to you gaining legal occupation of the property which is yet to happen.

Attached is the ruling of Judge Doud in Ohio on some of the other cases Chase tried to foreclose on. He shut them down fast because the financial organization in those cases like this one could prove no ownership or right to the mortgage.

WE THOUGHT THAT MAYBE DARRYLL JOHNSON WOULD BE ABLE TO HELP RESOLVE THIS PROBLEM.  IN A PHONE CALL TO HIS OFFICE TODAY, WE WERE INFORMED THAT WE NEEDED TO CONTACT THEIR LEGAL COUNSEL ALTHOUGH WHEN WE ASKED WHO THAT WAS, THEY HUNG UP ON US.  THIS WAS DONE BY ANDREA HOUSER, DARRYLL JOHNSONS SUPERIOR.  WITH A MINDSET LIKE THAT, THIS WILL NEVER GET RESOLVED OUT OF THE COURTS.
Attached is the letter from Chase with their offer to help.  When they found out they screwed us, the help went away.

FRAUD ON THE COURT SYSTEM BY CHASE BANK

THIS IS SOME OF THE FRAUD THAT WENT ON IN THIS CASE. THIS IS CONSIDERED EXTRINSIC FRAUD AND FRAUD ON THE COURT.


You, the reader need to look at the items that were presented to the Court system and make your own determination on the Ethics of Chase Bank, JP Morgan. Do you really want to do business with thieves and liars in the financial market place of today. Al Capone, John Dillinger and Baby Face Nelson would be proud of the way that Chase coerced the Judge into this foreclosure without any proof of ownership, the service of the notice (or lack of service) or the right to bring the suit to court. Please see the papers below. The first one is the one that tells the court that the bank owns the mortgage look at section N notice they left the document number blank and then notice the payment date compared with their right to collect date of November 2000 which was published earlier.

(I) Both the legal description of the mortgaged real estate and the common address or other

information sufficient to identify it with reasonable certainty:

LOTS 15 AND 16 IN THOMAS ESTATES, A SUBDWISION OF PART OF THE

SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 28,.

TOWNSHIP 23 NORTH, RANGE 6 WEST OF THE THIRD RM., MASON COUNTY,

ILLINOIS, AS SHOWN BY PLAT RECORDED IN PLAT BOOK 7, PAGE 48.

COMMONLY KNOWN AS:

24101 N. Tanya Court

Manito, IL 61546

TAX PARCEL NUMBER: 672000

(J) Statements as to defaults: Mortgagors have not paid the monthly installments of

principal, taxes, interest and insurance for 12/01/99, through the present; the principal

balance due on the Note and Mortgage is $215,716.06, plus interest, costs, advances and

fees. Interest accrues at a per diem rate of $62.06.

(K) Name of present owner(s) of said premises:

Debra

(L) Names of other persons who are joined as defendants and whose interest in or lien on the

mortgaged real estate is sought to be terminated and alleged to be subordinate and inferior to

the mortgage of the Plaintiff:

(M) Names of persons who executed the Note, Assumption Agreement(s), or Personal

Guarantee which are attached hereto:

Debra

(N) Capacity in which Plaintiff brings this foreclosure: Plaintiff is the legal holder of the

indebtedness by virtue of the fact that it is the original mortgagee or, if applicable, by virtue

of the following:

Assignment recorded as document number:

Bank One, N.A.

Facts in support of a redemption period shorter than the longer of 7 months from the

date the mortgagor or, if more than one, all the mortgagors have been served with summons.

or by publication or have otherwise submitted to the jurisdiction of the court, or 3 months

from the entry of the judgment of foreclosure, whichever is later, if sought:

Unless otherwise alleged, Plaintiff will pray for a shortened redemption period after the filing

of the instant foreclosure action by separate petition if a shortened redemption period is

sought.

(P) Statement that the right of redemption has been waived by all owners of redemption:

There has been no executed waiver of redemption by all owners of redemption, however

Plaintiff alleges that it is not precluded from accepting such a waiver of redemption by the

filing of this complaint.

Page 2 of 5

The next documents are the sheriffs instructions for service to the defendants Please notice the hand written note on page 2 giving the Banks attorney the location for service to the defendant.

Although knowing the defendants location as stated on the sheriffs report no notice of hearing or suit was served on the defendants at any time. The attorney did however swear to the court that all efforts were used to find and serve the defendants. This is one instance of fraud on the court system. By perpetrating the fraud on the court, the Bank used the court system to deprive the defendants of a fair and balanced hearing as guaranteed by our constitutional rights. They also deprived the defendants of their rights to be safe and secure in their home without unlawful search and seizure. The bank by bringing the fraud on the court in the beginning of the case, actually stops the case at that point. Any thing that transpired after the fact, is vacated in the court when extrinsic fraud is proven to keep a defendant from a fair hearing.

HOW CHASE BANK STEALS YOUR HOME AND YOUR PROPERTY

HOW CHASE BANK STEALS YOUR HOME AND PERSONAL PROPERTY

As we mentioned earlier our children, or some of them also lived in the area. They were mowing the lawn, feeding the cat and the fish. They were forwarding the mail to us as a condition of using the pool and rec room. None of the children while at the home either working or relaxing were ever notified that their was a problem. I have tried to point out prior that the law enforcement people knew us, knew our children, had attended parties at the home and worked in the same office as the sheriffs daughter for 2 years, our office.


This is the way things were all through the year of 2000. Chase Bank got the foreclosure judgment in July of 2000 and still no notice of suit was sent or received by us. No notice was posted on the home or delivered to any of the children as they came and went from the home. In November of 2000, we received notice from Advanta Mortgage our current loan service provider and Bank One (Chase Bank) that Bank One had obtained the rights to service the mortgage note. To quote the letter,

“Except in limited circumstances, the law requires that your present servicer send you this notice no later than 15 days before the effective date of transfer, or at closing. Your new servicer must also send you this notice no later than 15 days after this effective date, or at closing. In this case, all necessary information is combined in this one letter.

Your present servicer is Advanta Mortgage Corp. USA. If you have any questions relating to the transfer of servicing from your present servicer, call the Customer Service Department toll free at (800) 548-7912, between 7 a.m. and 5 p.m., Pacific Time, Monday through Friday.

Your new servicer will be Bank One, N.A and it’s acting servicing agent Wendover Financial Services-Corporation. The correspondence address for your new servicer is P.O. Box 26966, Greensboro, NC 27419-6966. The payment address for your new servicer is P.O. Box 70817, Charlotte, NC 28272-0817. If you have any questions relating to the transfer of servicing to your new servicer, call the Customer Service Department toll free at (866) 290-7700 between 9:00 a.m. and 8:00 p.m., Eastern Time, Monday through Thursday, and until 5:00 p.m. Eastern Time on Friday.

The last date that Advanta will accept payment from you is November 30, 2000. The date Bank One, N.A. will start accepting payments from you is December 1, 2000. Send all payments on or after that date to your new servicer. Please be sure to write the new Bank One loan number above on your check to ensure proper credit. A monthly bill statement for your next payment due date will be produced whenever a payment is processed. If your payment was automatically withdrawn from your bank account, this service will continue without interruption. “ The letter is attached for your viewing and if you can understand how a bank that has nothing to do with you mortgage (by their own paper work) until November of the year 2000, can file a suit for foreclosure in April of 2000 and receive a judgment in July of 2000.

The sale of our home took place on Jan. 3, 2001. This is barely 30 days from the time we were to make our first payment to Bank One.

Please see the pictures of the rest of the house below. As I have stressed in all that I have written, we had a lot of good times with our children and our grandchildren. All of the places and things we did as a family were well documented in the tons of photo’s and movies. We took all of the children to Hawaii in 1984 and had movies of them feeding the fish in hanama bay, swimming with the fish as they tried to surf with little success.

Pictures of all of our employee’s and their spouses when we did our yearly outing. One was to Hawaii, Las Vegas, Six Flags, Fort Lauderdale, Ron Jon’s Surf Shop in Cocoa Beach Florida, What is now the Hilton Inn in Clearwater Florida. The night we attended the volleyball tournament in Key Largo at Howard Johnson Inn and the cruises to the Bahamas, Jamaica, and the rest of the islands. Our trip to Progresso Mexico and the native ruins in the area was all on film. We traveled a lot of the time in our business and were able to arrange the travel to include family members.
Entrance from the garage. showing tools, freezer. computers, printers, and misc.

That door opens up to the kitchen which as you can see was fully equipped.

one of the closets showing the camera's and files

laundry room with washer, dryer and clothes

barn storage of childrens furniture, tools and inventroy for our business

more inventory stored in the barn

Mothers antique china hutch and china, tool chest and tools.

more garge photo showing grandchilds crib, more computer hardware.

Dining area with china hutch, china and silver on top of hutch to the left side is a desk with a message board

Family room off of the dining room

Family room fireplace with pictures and Indian artifacts

Family room doors lead to rec and pool room.

Family room tv and stereo console was filled with movies, tv and stereo system balance of vcr tapes on floor

Master bedroom and master bath with walk in closets and walk out balcony overlooking the pool.

Notice to the left , the jewelry box behind the fan.  The walkin closet full of clothes is beside the ironboard.

Master bath area

Please keep in mind all of this property was still in the home and belonged to our family.

Next I will show the fraud involved in this case and what you need to watch out for.